Boulder County Small Business

Funding Opportunities


Disaster Funding


On January 1, 2022, the president declared a major disaster for wildfires and straight-line winds for Boulder County and the contiguous counties of Broomfield, Gilpin, Grand, Jefferson, Larimer and Weld. The declaration makes federal low-interest loans available for business physical disaster, economic injury disaster and home disaster.



  • Must have suffered damages from the recent wildfire and wind event
  • Must demonstrate an ability to repay and a credit history acceptable to the SBA
  • We do not currently know the specific credit requirements, but recent history indicates that a credit score of 570 may be sufficient

Funding Amount

Up to $2,000,000

For most business borrowers, these loans will have an interest rate of 2.83% and a payback term of 30 years. Non-profits will receive an interest rate of 1.875%.


Deadline to Apply:

The deadline to apply for physical damage was March 2, 2022. The deadline to apply for economic injury is September 30, 2022. 


Covid Funding


While not technically a funding program, the Employee Retention Tax Credit (ERTC) can provide cash payments to businesses. This is not a loan. It is a direct cash payment that the business can use in its operations. Depending on the business, the amount of the ERTC can be sizeable—potentially up to $5,000 per employee for 2020 and $21,000 per employee for 2021. If your business did not receive this credit for 2020, you still may be able to file retroactively. Additionally, some businesses that started operations in 2020 may also be eligible for the ERTC.



The rules and procedures for filing for the ERTC can be complex and are beyond our ability to summarize here. Most businesses will require professional assistance to complete their filing. Not all accounting/payroll firms will provide this service. Generally, we have seen that those firms that do complete ERTC filings will charge a fee equal to a percentage of the ERTC. Some firms will charge the fee upon completion of the filing, while others will wait for their fee payment until the business receives the refund from the IRS. It has been taking the IRS quite some time to issue ERTC checks, so this difference can be significant.


Funding Amount

Up to $5,000 per employee for 2020 and $21,000 per employee for 2021.


Deadline to Apply:

Consult your tax or payroll professional.

Need help?

The SBDC has consultants available to answer your questions about COVID funding programs and help walk you through the applications. Request a virtual appointment below.


The COVID funding webpages have been created through a partnership between the Boulder SBDC and Boulder County Commissioners’ Office.

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